Buying a car is no easy feat. Whether it is your first car or upgrading, you should familiarize yourself with the car purchase process. New Zealand has no shortage of new or used cars. Whether you decide to buy a new car or a used vehicle, this Car Buying Checklist is the only guide you need to find the best car for yourself, your family, or a friend.

 

Setting a Budget

The first step in your car buying journey is to establish a budget. =This isn't just about the sticker price; remember to factor in insurance, ongoing maintenance, fuel, and potential financing costs. A clear budget will keep your search focused and help you buy a vehicle that won't break the bank.

Research is Key

With your budget in hand, it's time to research. The New Zealand market offers a plethora of options, from brand new models to buying a used car. To make an informed decision, utilize online resources, visit dealerships, and read up on the latest car reviews.

 

New or Used: Making the Right Choice

When deciding to purchase a car, one of the first choices you'll face is whether to buy new or used. Each option has its advantages and considerations:

New Cars:

  • Pros: Latest technology, full warranty, no history of accidents or damage, and the opportunity to customize your options.
  • Cons: Higher initial cost, rapid depreciation in the first few years, and often higher insurance premiums.

Used Cars:

  • Pros: More affordable, slower depreciation, and a wide variety of choices from different years.
  • Cons: Potential for hidden problems, shorter or no warranty, and a previous owner's usage, which could affect the car's condition.

When buying a used car, it's particularly important to conduct a thorough inspection and review its history to ensure you're aware of any past car ownership changes in NZ or significant repairs.

The Test Drive

The test drive is not just a formality; it's your chance to evaluate how the car performs and feels critically. Here's what to focus on:

  • Performance: Assess the car's acceleration, braking, and handling. Does it respond well to your inputs? Is the power sufficient for your needs?
  • Comfort: Are the seats comfortable? Is there enough legroom and headroom? Check the ergonomics of the driver's seat and the visibility from the driver's perspective.
  • Noise: Listen for rattling, squeaking, or other noises that indicate loose parts or wear.
  • Features: Test all the features of the car, including the air conditioning, windows, and infotainment system, to ensure they're working correctly.
  • Vibration: Be alert to any unusual vibrations that could signal issues with the tires or alignment.

During the test drive, driving in conditions similar to your daily use is also a good idea. If possible, drive on a highway, navigate tight corners, and park in a tight space.

Mechanical Inspection

A mechanical inspection is essential, especially when purchasing a used car. It can reveal problems that aren't apparent during a test drive. Here's what the inspection should cover:

  • Engine: Check for leaks, odd noises, and the condition of the belts and hoses.
  • Transmission: Ensure smooth gear changes and the absence of grinding or jerking.
  • Brakes: Look for responsive brakes and listen for grinding noises that indicate worn pads or rotors.
  • Suspension: Check for smooth ride quality and listen for noises when driving over bumps.
  • Electrical System: Verify that all lights, signals, and dashboard indicators function as expected.
  • Fluids: Check the oil, coolant, and brake fluid levels and quality. Dirty or low fluids can indicate poor maintenance.

It's advisable to have a trusted mechanic perform the inspection. They can provide a detailed report that can be used to negotiate the price, especially if they uncover issues that will require future repairs.

To avoid expensive mistakes in the future and ensure that your purchase is safe, reliable, and suitable for your requirements, it's important to pay close attention during the test drive and conduct a comprehensive mechanical inspection.

 

After-Sale Services

  • Inquire about after-sale services such as warranties, servicing, and parts availability.

 

Change of Ownership

The change of the ownership process is a critical step in securing your new vehicle. Here's what you need to know:

  1. Complete the Necessary Forms: Both the seller and buyer must fill out the appropriate sections of the MR13A form.
  2. Submit the Forms: You can do this online or at an NZ Post outlet.
  3. Pay the Transfer Fee: There's a fee associated with the car ownership change in NZ, which varies depending on how you submit the forms.
  4. Receive Confirmation: Once processed, you'll receive confirmation that the vehicle is now in your name.
  • Can I Buy Without a License?: Yes, but you'll need a licensed driver to drive the car legally. The ownership transfer is mandatory and must be completed by the new owner.

Negotiating the Deal

Negotiating can be daunting, but it's essential to getting the best deal when you buy a vehicle. Here are some tips to help you negotiate like a pro:

  • Do Your Homework: Know the car's market value, and read up on any common issues or recalls.
  • Start Low: Make an initial offer that's lower than your maximum budget but still reasonable.
  • Highlight Flaws: Use any imperfections you've noticed to justify your offer.
  • Be Ready to Walk Away: If the seller refuses to meet your terms, don't hesitate to walk away. There will be other cars and opportunities.

By being well-informed and prepared, you can navigate the negotiation phase and secure a fair price for your new or used car.

 

Conclusion

By following this checklist, you'll be well-equipped to make an informed decision and enjoy a smooth car buying experience in New Zealand.

This checklist aims to provide clarity and ease for novice buyers entering the New Zealand car market. Remember, taking your time and doing your due diligence will lead to a satisfying car ownership journey. Happy driving!